Auto-Owners Insurance, established in 1916, offers a wide range of auto, home, life, and business insurance products. Operating in 26 U.S. states, it is known for personalized service through independent agents and an A++ financial rating from A.M. Best.
Pros
Competitive pricing, especially for young drivers
A++ rating from A.M. Best, ensuring reliable claim payouts
Access to local independent agents for tailored insurance solutions
Savings opportunities when combining auto with home or life insurance policies
Cons
Services offered in only 26 states, excluding major markets like California and New York
Requires contacting an agent for quotes, lacking an online quoting tool
Mixed ratings in J.D. Power’s claims satisfaction study
Basic online services with no advanced mobile app features
